:root{
  --bg:#F7F7F4;--card:#FFFFFF;--ink:#0F1B33;--text:#25304A;--muted:#515C74;
  --accent:#DE6479;--accent-deep:#101E3F;--accent-tint:#FBE4E8;--line:#DFE3EA;
  --navy:#1A2E5A;--rose-ink:#B23F57;--haze:#E7EDF6;--prim:#FFF4D9;
  --foot:#0E1830;--foot-text:#C9D3E4;--foot-link:#F5A8B6;
  --fd:"Radio Canada Big","Trebuchet MS",sans-serif;
  --fb:"Reddit Sans",system-ui,sans-serif;
  --r:18px;--gut:16px;--shadow:0 18px 44px rgba(15,27,51,.12);
}
:root{--card-max:840px;--cta-text:#0F1B33}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:1.0625rem;line-height:1.6;overflow-x:hidden}
img,svg{display:block;max-width:100%}
a{color:var(--navy);text-underline-offset:3px}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.15;letter-spacing:-.01em;margin:0;text-wrap:balance}
p{margin:0}
.skip{position:absolute;left:-999px;top:8px;background:var(--card);color:var(--ink);padding:8px 14px;border-radius:10px;z-index:50}
.skip:focus{left:12px}
.wrap{width:100%;max-width:1120px;margin:0 auto;padding:0 var(--gut)}
.kicker{font-family:var(--fb);font-size:.8rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--rose-ink);margin:0 0 10px}

/* header */
.top{position:relative;z-index:20;background:var(--bg);border-bottom:1px solid var(--line)}
.top-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;min-height:56px;gap:12px}
.brand{grid-column:2;grid-row:1;display:inline-flex;align-items:center;gap:8px;text-decoration:none;color:var(--ink)}
.brand .glyph{width:28px;height:28px;flex:none}
.wm{font-family:var(--fd);font-weight:700;font-size:1.3rem;letter-spacing:-.015em;color:var(--ink)}
.wm b{font-weight:700;color:var(--rose-ink)}
.top-note{grid-column:1;grid-row:1;justify-self:start;font-size:.82rem;color:var(--muted);display:none}
.top-note i{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--accent);margin-right:8px;vertical-align:middle}
.nav{grid-column:3;grid-row:1;justify-self:end;display:flex;gap:22px}
.nav a{font-size:.92rem;font-weight:500;color:var(--text);text-decoration:none;padding:6px 0}
.nav a:hover{color:var(--navy);text-decoration:underline}
.nb{grid-column:3;grid-row:1;justify-self:end;display:none;width:44px;height:44px;border:0;background:transparent;border-radius:10px;cursor:pointer;padding:12px 10px;flex-direction:column;justify-content:space-between}
.nb span{display:block;height:2px;border-radius:2px;background:var(--ink)}
@media (min-width:861px){.top-note{display:block}}
@media (max-width:860px){
  .top-in{grid-template-columns:44px 1fr 44px}
  .nb{display:flex}
  .nav{position:absolute;left:0;right:0;top:100%;display:none;flex-direction:column;gap:0;background:var(--card);border-bottom:1px solid var(--line);box-shadow:0 14px 30px rgba(15,27,51,.10);padding:6px var(--gut) 12px}
  .nav.open{display:flex}
  .nav a{padding:12px 0;border-bottom:1px solid var(--line);font-size:1rem}
  .nav a:last-child{border-bottom:0}
}

/* hero: first light */
.hero{position:relative;padding:18px var(--gut) 34px;isolation:isolate}
.hero-sky{position:absolute;left:0;right:0;top:0;height:430px;z-index:-1;overflow:hidden;background:linear-gradient(180deg,#9DB3C9 0%,#E9D2CF 60%,var(--bg) 100%)}
.hero-sky img{width:100%;height:100%;object-fit:cover;object-position:50% 30%}
.hero-sky::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(247,247,244,0) 0%,rgba(247,247,244,0) 34%,rgba(255,244,217,.55) 62%,rgba(247,247,244,.92) 84%,#F7F7F4 96%)}
.hero-in{position:relative;width:100%;max-width:1120px;margin:0 auto;text-align:center}
.pill{display:inline-flex;flex-wrap:wrap;justify-content:center;gap:4px 10px;align-items:center;background:rgba(231,237,246,.94);color:var(--navy);font-size:.8rem;font-weight:600;line-height:1.3;padding:7px 14px;border-radius:999px;box-shadow:0 2px 10px rgba(15,27,51,.08)}
.pill i{width:4px;height:4px;border-radius:50%;background:var(--accent);display:inline-block}
.form-card{position:relative;width:100%;max-width:var(--card-max);margin:190px auto 0;background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:inset 0 4px 0 var(--accent),var(--shadow);padding:22px 22px 14px;text-align:left}
.form-card__head{text-align:center;margin:2px 0 12px}
.form-card__head h2{font-size:1.45rem;font-weight:700}
.form-card__head p{margin-top:4px;font-size:.92rem;color:var(--muted)}
.form-card__trust{margin:12px 0 0;padding-top:10px;border-top:1px solid var(--line);text-align:center;font-size:.8rem;color:var(--muted)}
.ticks{list-style:none;margin:22px auto 0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 22px;max-width:840px}
.ticks li{display:inline-flex;align-items:center;gap:8px;font-size:.92rem;font-weight:500;color:var(--text)}
.ticks svg{width:18px;height:18px;flex:none}
.hero h1{margin:26px auto 0;max-width:24ch;font-size:clamp(1.65rem,4.4vw,2.55rem);font-weight:700}
.hero .sub{margin:12px auto 0;max-width:56ch;color:var(--muted);font-size:1rem}
.array{margin:26px auto 0;width:min(560px,100%);height:auto;color:var(--navy)}
@media (min-width:601px){
  .hero{padding-top:26px}
  .hero-sky{height:clamp(440px,44vw,640px)}
  .hero-sky img{object-position:50% 55%}
}
@media (max-width:600px){
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;border-radius:14px;padding:18px 12px 12px}
  .form-card__head h2{font-size:1.3rem}
  .ticks{gap:8px 16px}
  .ticks li{font-size:.86rem}
}
@media (max-width:420px){.pill span:first-child,.pill i:first-of-type{display:none}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:12px 26px;border-radius:999px;font-family:var(--fd);font-weight:700;font-size:1.02rem;text-decoration:none;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease}
.btn-primary{background:var(--accent);color:var(--cta-text,#0F1B33);border:1.5px solid var(--ink);box-shadow:0 8px 20px rgba(222,100,121,.28)}
.btn-primary:hover{transform:translateY(-1px);color:var(--accent-deep);box-shadow:0 10px 24px rgba(222,100,121,.36)}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn-ghost:hover{background:var(--haze)}
.btn:focus-visible,.nav a:focus-visible,.brand:focus-visible,summary:focus-visible{outline:3px solid var(--navy);outline-offset:3px}
.sec{padding:64px 0}
.sec-h{font-size:clamp(1.55rem,3.6vw,2.2rem);font-weight:700}

/* arrivals: recognition */
.arrivals{padding:56px 0 60px}
.arrivals .wrap{display:grid;gap:26px}
.arrivals .lead p{margin-top:12px;color:var(--muted);max-width:38ch}
.arrive{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.arrive li{display:flex;align-items:center;gap:16px;padding:15px 2px;border-bottom:1px solid var(--line);font-family:var(--fd);font-weight:600;font-size:clamp(1.1rem,2.6vw,1.42rem);color:var(--ink);line-height:1.3}
.arrive svg{width:30px;height:30px;flex:none}
.arrive li:nth-child(even){color:var(--navy)}
.arrive-close{margin-top:22px;display:flex;flex-wrap:wrap;align-items:center;gap:16px 22px}
.arrive-close p{flex:1 1 300px;color:var(--text);font-size:1rem}
@media (min-width:900px){.arrivals .wrap{grid-template-columns:5fr 7fr;gap:56px;align-items:start}.arrivals .lead{position:sticky;top:24px}}

/* three signals */
.signals{background:var(--haze);padding:64px 0 70px}
.signals .intro{max-width:620px}
.signals .intro p{margin-top:10px;color:var(--muted)}
.track{list-style:none;margin:40px 0 0;padding:0;display:grid;gap:30px;position:relative}
.track::before{content:"";position:absolute;left:21px;top:24px;bottom:24px;width:2px;background:linear-gradient(180deg,var(--navy),rgba(26,46,90,.25))}
.track li{position:relative;display:grid;grid-template-columns:44px 1fr;grid-template-areas:"node dish" "node txt";column-gap:16px;row-gap:2px;align-items:start;align-content:start}
.track .node{grid-area:node}.track .dish{grid-area:dish}.track .txt{grid-area:txt}
.node{position:relative;z-index:1;width:44px;height:44px;border-radius:50%;background:var(--card);border:2px solid var(--navy);display:grid;place-items:center;font-family:var(--fd);font-weight:700;font-size:1.1rem;color:var(--navy)}
.track .dish{width:54px;height:40px;margin:2px 0 4px}
.track h3{font-size:1.2rem;font-weight:700}
.track p{margin-top:4px;color:var(--muted);font-size:.98rem}
@media (min-width:861px){
  .track{grid-template-columns:repeat(3,1fr);gap:34px}
  .track::before{left:22px;right:22px;bottom:auto;top:79px;height:2px;width:auto;background:linear-gradient(90deg,var(--navy),rgba(26,46,90,.3))}
  .track li{grid-template-columns:1fr;grid-template-areas:"dish" "node" "txt";row-gap:12px}
  .track .dish{margin:0;height:46px;width:62px}
}

/* dawn photo band */
.band{position:relative;overflow:hidden;color:#fff;isolation:isolate}
.band img.band-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 60%;z-index:-2}
.band::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(16,30,63,.82) 0%,rgba(16,30,63,.70) 100%)}
.band .wrap{padding-top:78px;padding-bottom:78px}
.band h2{color:#fff;max-width:20ch;font-size:clamp(1.6rem,4vw,2.5rem)}
.band p{margin-top:14px;max-width:52ch;color:#E9EEF7}
.band .kicker{color:var(--foot-link)}
@media (min-width:861px){.band::before{background:linear-gradient(90deg,rgba(16,30,63,.9) 0%,rgba(16,30,63,.74) 52%,rgba(16,30,63,.25) 100%)}}

/* why: navy band */
.why{background:var(--accent-deep);color:var(--foot-text);padding:66px 0}
.why .sec-h{color:#fff}
.why .kicker{color:var(--foot-link)}
.why-grid{list-style:none;margin:34px 0 0;padding:0;display:grid;gap:14px}
.why-grid li{display:grid;grid-template-columns:44px 1fr;gap:14px;padding:20px 18px;border:1px solid rgba(201,211,228,.18);border-radius:16px;background:rgba(255,255,255,.035)}
.why-grid svg{width:40px;height:40px}
.why-grid h3{color:#fff;font-size:1.15rem}
.why-grid p{margin-top:4px;font-size:.97rem;color:var(--foot-text)}
@media (min-width:861px){.why-grid{grid-template-columns:repeat(3,1fr);gap:18px}.why-grid li{grid-template-columns:1fr;padding:26px 24px}}
/* FAQ: clear-sky rows */
.faq{padding:66px 0}
.faq .wrap{max-width:860px}
.faq .intro p{margin-top:10px;color:var(--muted)}
.rows{margin-top:28px;display:grid;gap:10px}
.rows details{background:var(--card);border:1px solid var(--line);border-radius:16px;transition:background .2s ease}
.rows details[open]{background:var(--accent-tint);border-color:#F3C9D1}
.rows summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 20px;font-family:var(--fd);font-weight:600;font-size:1.08rem;color:var(--ink)}
.rows summary::-webkit-details-marker{display:none}
.rows summary .mk{width:22px;height:22px;flex:none;color:var(--accent);transition:transform .2s ease}
.rows summary .mk .q2{opacity:0;transition:opacity .2s ease}
.rows details[open] .mk .q2{opacity:1}
.rows details[open] .mk{transform:rotate(-8deg)}
.rows .ans{padding:0 20px 18px;color:var(--text);font-size:.99rem}
.rows .ans b{color:var(--ink)}

/* closing blush band */
.closing{background:var(--accent-tint);padding:60px 0 64px;overflow:hidden}
.closing .wrap{display:grid;gap:26px;align-items:center}
.closing .art{width:100%;max-width:520px;margin:0 auto}
.closing .sec-h{max-width:16ch}
.closing p{margin-top:12px;color:var(--text);max-width:44ch}
.closing .btn{margin-top:22px}
.closing .fine{margin-top:12px;font-size:.86rem;color:var(--muted)}
@media (min-width:861px){.closing .wrap{grid-template-columns:1fr 1fr;gap:48px}.closing .art{order:2}}

/* footer */
.foot{background:var(--foot);color:var(--foot-text);padding:52px 0 36px;font-size:.92rem}
.foot a{color:var(--foot-link)}
.foot-top{display:grid;gap:18px;padding-bottom:26px;border-bottom:1px solid rgba(201,211,228,.16);margin-bottom:22px}
.foot .brand{display:inline-flex;grid-column:auto}
.foot .wm{color:#fff}
.foot .wm b{color:var(--foot-link)}
.foot-line{max-width:56ch;color:var(--foot-text)}
.foot-mail{font-weight:600;text-decoration:none}
.foot-mail:hover{text-decoration:underline}
.foot .array{margin:0;width:220px;color:#C9D3E4;opacity:.7}
@media (min-width:861px){.foot-top{grid-template-columns:1fr auto;align-items:end}}
.legal-links{margin:0 0 18px}
.legal-links a{color:var(--foot-link);font-weight:500;text-decoration:none;font-size:.9rem}
.legal-links a:hover{text-decoration:underline;color:#FFD3DB}
.disc{color:var(--foot-text)}
.disc p{color:var(--foot-text);margin:0 0 10px}
.disc b{color:#fff}
.disc a{color:var(--foot-link)}

/* legal pages */
body.sub main{padding:48px 0 72px}
.prose{max-width:720px}
.prose h1{font-size:clamp(1.8rem,4.6vw,2.5rem);font-weight:700;margin:0 0 8px}
.prose p.updated{color:var(--muted);font-size:.9rem;margin:0 0 26px;padding-bottom:16px;border-bottom:1px solid var(--line)}
.prose h2{font-size:1.32rem;font-weight:700;margin:34px 0 10px;padding-left:14px;border-left:3px solid var(--accent)}
.prose h3{font-size:1.1rem;margin:22px 0 8px}
.prose p{margin:0 0 14px;color:var(--text)}
.prose strong{color:var(--ink)}
.prose ul{margin:0 0 16px;padding-left:22px}
.prose ul>li{margin:0 0 8px;color:var(--text)}
.prose ul>li::marker{color:var(--accent)}
.prose a{color:var(--navy);font-weight:500}
.prose a:hover{color:var(--rose-ink)}
.prose a.btn{text-decoration:none;margin:6px 10px 6px 0}
.prose a.btn.btn-primary{color:var(--ink)}
.prose a.btn.btn-ghost{color:var(--navy)}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* form at top of first screen */
.form-card{margin-top:28px!important}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}